Every City in the USA

Cost of living · CA

Cost of living in Anaheim, CA.

What does it cost to live in Anaheim, CA? Based on 7 federal sources (BEA Regional Price Parities 2024, HUD Fair Market Rents FY2026, EIA energy prices, IRS/state tax), a single adult's modeled annual budget is $96,605 and a family of four's is $183,589 (2025).

$183,589 per year for a family of four (2 adults, 2 children) to break even in Anaheim

129% above the U.S. city median family budget of $80,111.

HUD FY2026 · CEX 2024 · BEA RPP 2024 · NDCP 2022 · computed 2026-05-28

A single adult needs about $96,605/yr to break even in Anaheim. See the full budget breakdown →

Monthly Household Budget Benchmark

How much does a family of four need in Anaheim?

A family of four (2 adults, 2 children) needs about $183,589/yr to break even in Anaheim — roughly $15,299 a month. Housing is the largest single cost. This is a break-even budget of basic needs, not a recommended salary and not a composite index.

Housing
$5,240/mo 34%

HUD SAFMR FY2026, ZIP 92808, 3BR

Childcare
$2,622/mo 17%

Center-based, DOL NDCP 2022 (county-grain, CPI-inflated)

Taxes
$3,864/mo 25%

Federal + FICA + state + local (MFJ; EITC/CTC applied)

Food
$1,235/mo 8%

USDA Low-Cost Plan × state BEA RPP

Transportation
$1,183/mo 8%

BLS CEX × state BEA RPP (Goods)

Everything else
$1,155/mo 8%

Healthcare out-of-pocket, phone & internet, apparel & personal care, civic

Total
$15,299/mo · $183,589/yr

Monthly Household Budget Benchmark · family of four, 3BR rental · HUD FMR/SAFMR FY2026, DOL NDCP 2022, USDA, BLS CEX 2024, BEA RPP 2024

Components carry different grains, from ZIP or county (housing) to national adjusted to state price level (CEX rows via BEA Regional Price Parities). Not a recommended salary; not a poverty threshold; components are not weighted into a composite score. See family-of-four methodology →

BEA Regional Price Parities

How expensive is Anaheim versus the U.S.?

The overall price level in Los Angeles-Long Beach-Anaheim, CA metro area is 113.6 against a U.S. average of 100 — +13.6% more expensive than the national average.

Category Index (U.S. = 100) vs U.S.
All items 113.6 +13.6%
Goods 106.6 +6.6%
Rents 170.4 +70.4%
Utilities 158.6 +58.6%
Other services 104.4 +4.4%

Source: BEA Regional Price Parities 2024 · Los Angeles-Long Beach-Anaheim, CA metro area · methodology →

ACS 5-Year 2020–2024

What do homeowners pay each month in Anaheim?

Owners with a mortgage in Anaheim pay a median of 3,038/mo in selected owner costs.

Owner cost & property tax — place-grain from the ACS 5-Year 2020–2024. Median monthly selected owner costs (SMOC) cover mortgage payments, property taxes, insurance, utilities, and condo fees where applicable; real-estate taxes paid is the median property-tax bill for owner-occupied units.

Measure Estimate ± margin / note
Median monthly owner cost (with mortgage) 3,038 ±70
Median monthly owner cost (no mortgage) 788 ±26
Median real-estate taxes paid (owner-occupied) 5,363 ±173

Source: ACS 5-Year 2020–2024 · ACS 5-Year Estimates 2020-2024 (released 2026-01-29) · place-grain · methodology →

For rent figures (HUD Fair Market Rent, SAFMR ZIP-grain), see Housing on the Anaheim profile.

EIA State Energy Prices

State energy prices.

Utility prices in California — applies to California statewide (electricity and natural gas) or its PADD region (gasoline). Residential rates are state averages, not what any specific household pays.

Measure Value Grain / observation
Residential electricity 33.2¢/kWh California statewide · monthly · 2026-02
Residential natural gas $22.45/Mcf California statewide · monthly · 2026-02
Retail gasoline $5.75/gal PADD 5 (West Coast) · weekly · week ending 2026-05-11

Source: U.S. Energy Information Administration (EIA) · state-grain · methodology →

Census Gov Finances FY2022

State tax burden.

Tax burden in California — combined state + local taxes per capita, from the U.S. Census Annual Survey of State and Local Government Finances (FY2022). Population denominator: Census PEP 2022 state estimate. State-grain only; this is revenue divided by people, not a household tax bill. "vs U.S. state average" compares one state to the unweighted mean across all 51 states + DC.

Measure Value vs U.S. state average
Total state + local taxes per capita $10,349 6,836 avg · +51%
Property taxes per capita $2,137 1,886 avg · +13%
Sales & gross receipts taxes per capita $2,579 2,255 avg · +14%
Individual income taxes per capita $3,746 1,617 avg · +132%
Corporate income taxes per capita $1,179 393 avg · +200%

Source: U.S. Census Bureau Annual Survey of State and Local Government Finances · FY2022 · state-grain · methodology →

State Income Tax TY2025

State income tax.

Measure Value Note
Top state income tax rate (single filer) 12.30% 9 brackets, progressive · TY2025
Effective state income tax at $75k (single) 4.02% after $5,540 standard deduction · TY2025

CA's top marginal rate is 12.30% on single-filer income over $721,314; the effective rate on $75k is 4.02%.

Show all 9 tax brackets
Income range (single) Marginal rate
$0 – $10,756 1%
$10,756 – $25,499 2%
$25,499 – $40,245 4%
$40,245 – $55,866 6%
$55,866 – $70,606 8%
$70,606 – $360,659 9.3%
$360,659 – $432,787 10.3%
$432,787 – $721,314 11.3%
$721,314+ 12.3%

Single filer rates for tax year 2025. Mental Health Services Tax adds 1% surcharge on income above $1M, bringing the effective top rate to 13.3%.

Income tax: state-level only. Local income taxes (e.g., NYC resident tax, Yonkers surcharge, Portland-OR Metro tax, Maryland county tax, Philadelphia wage tax, OH/KY/MI city income taxes) appear in the Local income tax section below when modeled. Effective rate at $75k is illustrative only — single filer with state standard deduction, no itemized deductions, no credits.

Source: California Franchise Tax Board · TY2025 · state-grain · methodology →

Tax Foundation TY2025

State + local sales tax.

Measure Rate Note
State sales tax rate 7.25% statutory state rate · TY2025
Avg local sales tax rate 1.60% population-weighted state average · Tax Foundation TY2025
Combined sales tax rate 8.85% state + avg local · TY2025

Sales tax: state-grain. The "average local rate" is Tax Foundation's population-weighted state-average; actual local rates vary by city, county, and special taxing district. Selective sales taxes (hotels, meals, car rentals) and excise taxes (gasoline, tobacco, alcohol) are excluded.

Source: Tax Foundation · state statutes · TY2025 · methodology →

USDA Food Plans + Food Atlas

Food and grocery access.

Food and grocery access. USDA national food-cost reference plus USDA Food Environment Atlas county-level food access. National plan values are not adjusted for local prices.

Measure Value Grain / source
Thrifty Food Plan, family of 4 $996/mo national reference, USDA CNPP
Moderate-Cost Plan, family of 4 $1,341/mo national reference, USDA CNPP
Liberal Plan, family of 4 $1,619/mo national reference, USDA CNPP
Grocery stores per 1,000 pop 0.16 county-grain, USDA ERS Atlas 2020
Low food-access population share 8.7% county-grain, USDA ERS Atlas 2019
SNAP participation rate 11.7% county-grain, USDA ERS Atlas 2022

Food Atlas county: Orange County, CA. USDA Food Plans observation: July 2025. Alaska and Hawaii shoppers should expect substantially higher prices than the national figure. See food methodology.

Monthly Household Budget Benchmark

Full budget itemization.

Monthly Household Budget Benchmark — estimated monthly cost of basic needs, composed from federal public-domain sources. Two compositions: single adult (1BR rental) and family of four, two adults working, two children ages 4 and 8 (3BR rental). Not a recommended salary, not a poverty threshold, not a composite index. Methodology informed by the MIT Living Wage Calculator and EPI Family Budget Calculator; figures independently computed from primary federal sources.

Single adult · 1BR rental

ComponentMonthlyGrain / source
Housing (1BR rental)$3,280/moHUD SAFMR FY2026, ZIP 92808
Food$326/monational, USDA Low-Cost Plan 2025, state price-adjusted
Transportation$1,183/monational, BLS CEX 2024, state price-adjusted
Healthcare (out-of-pocket)$203/monational, BLS CEX 2024, state price-adjusted
Internet + cellular$122/monational, BLS CEX 2024 (no sub-state federal source for ISP price)
Other necessities$506/monational, BLS CEX 2024, state price-adjusted
Civic engagement$325/monational, BLS CEX 2024, state price-adjusted
Taxes (federal + FICA + state)$2,106/moTY2025, iteratively solved
Total monthly$8,050/momixed grain
Total annual$96,605/yrmixed grain
Gross income required (pre-tax)$96,605/yrmixed grain, TY2025 tax solver

Single adult, no dependents, single filing status.

Family of four · 3BR rental

Two adults working, two children (ages 4 and 8). Married Filing Jointly.

ComponentMonthlyGrain / source
Housing (3BR rental)$5,240/moHUD SAFMR FY2026, ZIP 92808, 3BR
Food$1,235/monational, USDA Family-of-4 Plan 2025, state price-adjusted
Childcare$2,622/moCenter-based preschool + school-age, NDCP 2022 county-grain, inflated by BLS CPI factor 1.2293 (2026-M04)
Transportation$1,183/monational, BLS CEX 2024, state price-adjusted
Healthcare (out-of-pocket)$203/monational, BLS CEX 2024, state price-adjusted
Internet + cellular$122/monational, BLS CEX 2024 (no sub-state federal source for ISP price)
Other necessities$506/monational, BLS CEX 2024, state price-adjusted
Civic engagement$325/monational, BLS CEX 2024, state price-adjusted
Taxes (federal + FICA + state, MFJ)$3,864/moTY2025, iteratively solved, MFJ + EITC + CTC
Total monthly$15,299/momixed grain
Total annual$183,589/yrmixed grain
Gross income required (pre-tax, combined)$183,589/yrmixed grain, TY2025 MFJ solver

Includes CTC $4,400/yr (TY2025 federal credits, MFJ).

Note: USDA family-of-4 food plan uses children ages 6–8 and 9–11; childcare modeled at ages 4 and 8. Small ~5% age-band inconsistency documented in methodology.

Component grains range from ZIP or county (housing, per HUD SAFMR/FMR coverage) to national (CEX-based rows adjusted to state price level via BEA Regional Price Parities). Childcare: county-grain DOL NDCP 2022, inflated by BLS CPI Child Care subindex (factor 1.2293, Jan 2022 → Apr 2026). Local income tax modeled for ~3,100+ jurisdictions in 16 states. Not a recommended salary; not a poverty threshold; components are not weighted into a composite score. See household budget methodology, family-of-four methodology, and local income tax methodology.

Source detail

Cost-of-living and household budget context

Source agency
Every City In The USA (derived from federal primary sources)
Dataset
Every City — Monthly Household Budget Composite (derived)
Vintage / period
Derived · updated after each upstream refresh
Native geography
Mixed public-source grain: city, county, metro, ZIP/FMR area, state, regional, and national inputs.
Transformation
Every City attaches documented source layers to a city and computes budget components; it does not publish one universal cost score.

Known limit: Benchmark context, not a salary recommendation, policy threshold, or city-precise price index.

Compare

Cost of living in cities like Anaheim.

Same-state peers of Anaheim within roughly half to double its population.

City Population Price index (U.S. = 100) Family-of-4 budget
Anaheim, CA 341,008 113.6 (+13.6%) $183,589/yr
Stockton, CA 324,597 105.1 (+5.1%) $103,380/yr
Riverside, CA 323,057 106.4 (+6.4%) $117,879/yr
Irvine, CA 318,764 113.6 (+13.6%) $183,786/yr
Santa Ana, CA 315,586 113.6 (+13.6%) $150,566/yr
Chula Vista, CA 275,533 111.9 (+11.9%) $184,006/yr

Headline figures: BEA Regional Price Parities 2024 and the family-of-four Monthly Household Budget Benchmark. Build a full side-by-side on Compare cost of living.

Methodology

How these figures are computed.

Every figure on this page comes from a primary federal source. No composite index is produced; figures are presented per-component with grain labels so readers can trace each number to its source.

Sources · provenance

Datasets on this page.

The GEOID for Anaheim is 0602000. Datasets used on this cost-of-living sub-page only. Full per-dataset detail: /sources/.

BEA Regional Price Parities
2024 · methodology · source
ACS 5-Year (B25088, B25103)
2020–2024 · methodology · source
EIA State Energy Prices
2026-02 · methodology · source
Census Gov Finances (state tax burden)
FY2022 · methodology · source
State income tax brackets
TY2025 · methodology · source
Tax Foundation Sales Tax Rates
TY2025 · methodology · source
USDA CNPP Food Plans + ERS Food Atlas
July 2025 · methodology · source
Monthly Household Budget Benchmark (F1 + F2)
composite · 2024–2026 · methodology · all sources