Every City in the USA

Cost of living compare

Atlanta vs Houston cost of living

Atlanta vs Houston cost of living, compared metric by metric: BEA regional price parity, HUD rent, USDA food, energy, and state and local taxes. Each row keeps its own source grain and vintage — there is no single blended “cost of living score,” because these measures are published at different geographic grains.

4% moremodeled gross income for the same illustrative four-person spending scenario in Houston than in Atlanta

Illustrative scenario: $104,750/yr in Houston vs $100,406/yr in Atlanta; unverified local tax excluded where applicable

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Scenarios with unverified local income tax exclude that unknown cost. These amounts are not tax-inclusive needs estimates.

Four-person spending scenarios in Atlanta and Houston

The illustrative four-person scenarios correspond to modeled gross incomes of $100,406 a year in Atlanta and $104,750 a year in Houston. See the assumptions and exclusions. The bars show the included components, not a minimum adequate income.

Atlanta, GA

Housing
$1,530/mo18%

HUD SAFMR FY2026, ZIP 30314, 3BR

Childcare
$1,412/mo17%

County-level, 2022 federal childcare survey (DOL NDCP), inflation-adjusted

Net taxes after credits
$1,245/mo15%

Federal + FICA + state, MFJ; unverified local income tax excluded; EITC/CTC applied

Food
$1,031/mo12%

USDA Low-Cost plan × state RPP

Transportation
$1,634/mo20%

BLS CEX × state RPP goods

Everything else
$1,516/mo18%

Health OOP + internet/cell + other necessities + civic

Total
$8,367/mo · $100,406/yr

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Houston, TX

Housing
$1,840/mo21%

HUD SAFMR FY2026, ZIP 77009, 3BR

Childcare
$1,747/mo20%

County-level, 2022 federal childcare survey (DOL NDCP), inflation-adjusted

Net taxes after credits
$985/mo11%

Federal + FICA + state, MFJ; unverified local income tax excluded; EITC/CTC applied

Food
$1,016/mo12%

USDA Low-Cost plan × state RPP

Transportation
$1,638/mo19%

BLS CEX × state RPP goods

Everything else
$1,503/mo17%

Health OOP + internet/cell + other necessities + civic

Total
$8,729/mo · $104,750/yr

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Monthly family-of-four budget components, Atlanta, GA vs Houston, TX
ComponentAtlantaHoustonAtlanta − Houston
Housing$1,530$1,840−$310
Childcare$1,412$1,747−$335
Net taxes after credits$1,245$985+$260
Food$1,031$1,016+$15
Transportation$1,634$1,638−$4
Everything else$1,516$1,503+$13
Total per month$8,367$8,729−$362

Household Budget Benchmark, family of four (2 adults, 2 children), 3-bedroom. Housing uses HUD Fair Market Rent (ZIP SAFMR where available); other rows are federal series adjusted by state-grain BEA price parities. CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08).

Which city has higher prices, Atlanta or Houston?

BEA Regional Price Parities put overall prices at 100.1 in Atlanta and 98.6 in Houston, where the U.S. average is 100. RPP is a regional index shown at each city’s BEA grain, not a city-precise price tag.

BEA Regional Price Parities (U.S. = 100), Atlanta, GA vs Houston, TX
RPP componentAtlantaHoustonAtlanta − Houston
All items100.198.6+1.5
Goods100.4100.6−0.2
Rents111.0104.5+6.5
Utilities96.295.3+0.9
Other services96.795.6+1.1

Atlanta: Atlanta-Sandy Springs-Roswell, GA metro area · reference year 2024. Houston: Houston-Pasadena-The Woodlands, TX metro area · reference year 2024.

How much is rent in Atlanta vs Houston?

HUD sets the 2-bedroom Fair Market Rent at $1,820 in Atlanta and $1,573 in Houston for HUD fiscal year 2026.

HUD Fair Market Rent, Atlanta, GA vs Houston, TX
BedroomsAtlantaHoustonAtlanta − Houston
1-BR FMR$1,660$1,323+$337
2-BR FMR$1,820$1,573+$247
3-BR FMR$2,182$2,116+$66

Atlanta: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area. Houston: Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. HUD FY2026 40th-percentile gross rents.

Are taxes higher in Atlanta or Houston?

Combined state and local sales tax is about 7.49% in Georgia and 8.2% in Texas. These are state and local figures.

State and local taxes, Georgia vs Texas
MeasureAtlanta (GA)Houston (TX)Difference
Combined sales tax rate7.49%8.2%−0.7 pts
Top state income tax rate5.19%None+5.2 pts
State and local tax collections per resident$5,493$5,675−$182

Sales & income tax rates: state statutes / DOR schedules, TY2026. Collections per resident: Census Annual Survey of State & Local Government Finances, FY2024. State totals include local governments. Differences are descriptive. Combined tax-category sampling covariance is unavailable, so no statistical-significance claim is made.

Are utilities and gas cheaper in Atlanta or Houston?

Residential electricity runs about 14.1¢/kWh in Georgia and 15.4¢/kWh in Texas. Energy prices are state or PADD-region grain, not city-specific.

EIA energy prices, Georgia vs Texas
MeasureAtlanta (GA)Houston (TX)Difference
Residential electricity14.1¢/kWh15.4¢/kWh−1.3
Residential natural gas14.63 $/Mcf18.56 $/Mcf−3.93
Retail gasoline4.28 $/gal4.05 $/gal+0.23

Electricity & natural gas: EIA state-grain residential prices. Gasoline: EIA PADD 1C (Lower Atlantic) vs PADD 3 (Gulf Coast) (PADD-region grain).

What does groceries cost in Atlanta vs Houston?

A USDA Low-Cost food plan for a family of four is about $1,122 a month nationally; the plan value is a national figure, while local price differences show up through the RPP-adjusted budget above.

USDA food plan (national), reference for Atlanta, GA and Houston, TX
USDA plan (family of 4, monthly)AtlantaHouston
Thrifty plan$1,018$1,018
Low-cost plan$1,122$1,122
Moderate plan$1,387$1,387

USDA Cost of Food Plans, May 2026. National grain — identical for every city; the family budget applies each state’s RPP for local context.

Go deeper on Atlanta and Houston

Sources

Every figure above traces to an official federal or state source, shown with its vintage and geographic grain. Cost-of-living measures are not combined into one composite score. See the cost-of-living methodology.