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Las Vegas vs Phoenix cost of living

Las Vegas vs Phoenix cost of living, compared metric by metric: BEA regional price parity, HUD rent, USDA food, energy, and state and local taxes. Each row keeps its own source grain and vintage — there is no single blended “cost of living score,” because these measures are published at different geographic grains.

8% more income is needed for a family of four (2 adults, 2 children) to break even in Las Vegas than in Phoenix

Las Vegas needs $112,342/yr vs $103,682/yr in Phoenix

CEX 2024 · FMR FY2026 · USDA 2025 · RPP 2024 · TY2025 · NDCP 2022 (CPI-inflated to 2026-M04)

How much does a family of four need in Las Vegas vs Phoenix?

A family of four needs about $112,342 a year in Las Vegas and $103,682 a year in Phoenix to break even. The stacked bars show where each monthly budget goes; the table below gives the exact split and the difference.

Las Vegas, NV

Housing
$2,640/mo 28%

HUD SAFMR FY2026, ZIP 89129, 3BR

Childcare
$2,351/mo 25%

county ndcp 2022 cpi inflated

Taxes
$1,133/mo 12%

Federal + FICA + state + local, MFJ, net of EITC/CTC

Food
$1,090/mo 12%

USDA Low-Cost plan × state RPP

Transportation
$1,068/mo 11%

BLS CEX × state RPP goods

Everything else
$1,079/mo 12%

Health OOP + internet/cell + other necessities + civic

Total
$9,362/mo · $112,342/yr

CEX 2024 · FMR FY2026 · USDA 2025 · RPP 2024 · TY2025 · NDCP 2022 (CPI-inflated to 2026-M04)

Phoenix, AZ

Housing
$2,120/mo 25%

HUD SAFMR FY2026, ZIP 85021, 3BR

Childcare
$2,049/mo 24%

county ndcp 2022 cpi inflated

Taxes
$1,177/mo 14%

Federal + FICA + state + local, MFJ, net of EITC/CTC

Food
$1,124/mo 13%

USDA Low-Cost plan × state RPP

Transportation
$1,055/mo 12%

BLS CEX × state RPP goods

Everything else
$1,116/mo 13%

Health OOP + internet/cell + other necessities + civic

Total
$8,640/mo · $103,682/yr

CEX 2024 · FMR FY2026 · USDA 2025 · RPP 2024 · TY2025 · NDCP 2022 (CPI-inflated to 2026-M04)

Monthly family-of-four budget components, Las Vegas, NV vs Phoenix, AZ
Component Las Vegas Phoenix Las Vegas − Phoenix
Housing $2,640 $2,120 +$520
Childcare $2,351 $2,049 +$302
Taxes $1,133 $1,177 −$44
Food $1,090 $1,124 −$34
Transportation $1,068 $1,055 +$14
Everything else $1,079 $1,116 −$36
Total per month $9,362 $8,640 +$722

Household Budget Benchmark, family of four (2 adults, 2 children), 3-bedroom. Housing uses HUD Fair Market Rent (ZIP SAFMR where available); other rows are federal series adjusted by state-grain BEA price parities. CEX 2024 · FMR FY2026 · USDA 2025 · RPP 2024 · TY2025 · NDCP 2022 (CPI-inflated to 2026-M04).

Which city has higher prices, Las Vegas or Phoenix?

BEA Regional Price Parities put overall prices at 100.2 in Las Vegas and 103.3 in Phoenix, where the U.S. average is 100. RPP is a regional index shown at each city’s BEA grain, not a city-precise price tag.

BEA Regional Price Parities (U.S. = 100), Las Vegas, NV vs Phoenix, AZ
RPP component Las Vegas Phoenix Las Vegas − Phoenix
All items 100.2 103.3 −3.1
Goods 96.3 95.0 +1.2
Rents 115.5 121.2 −5.7
Utilities 90.6 93.3 −2.7
Other services 98.7 104.0 −5.3

Las Vegas: Las Vegas-Henderson-North Las Vegas, NV metro area · reference year 2024. Phoenix: Phoenix-Mesa-Chandler, AZ metro area · reference year 2024.

How much is rent in Las Vegas vs Phoenix?

HUD sets the 2-bedroom Fair Market Rent at $1,735 in Las Vegas and $1,839 in Phoenix for HUD fiscal year 2026.

HUD Fair Market Rent, Las Vegas, NV vs Phoenix, AZ
Bedrooms Las Vegas Phoenix Las Vegas − Phoenix
1-BR FMR$1,478$1,583−$105
2-BR FMR$1,735$1,839−$104
3-BR FMR$2,413$2,452−$39

Las Vegas: Las Vegas-Henderson-North Las Vegas, NV MSA. Phoenix: Phoenix-Mesa-Chandler, AZ MSA. HUD FY2026 40th-percentile gross rents.

Are taxes higher in Las Vegas or Phoenix?

Combined state and local sales tax is about 8.23% in Nevada and 8.43% in Arizona. These are state and local figures — the two cities may sit in the same state.

State and local taxes, Nevada vs Arizona
Measure Las Vegas (NV) Phoenix (AZ) Difference
Combined sales tax rate 8.23% 8.43% −0.2 pts
Top state income tax rate None 2.5% −2.5 pts
State & local taxes per capita $6,166 $5,208 +$958

Sales & income tax rates: state statutes / DOR schedules, TY2025. Per-capita burden: Census Annual Survey of State & Local Government Finances, FY2022. State grain.

Are utilities and gas cheaper in Las Vegas or Phoenix?

Residential electricity runs about 14.4¢/kWh in Nevada and 16¢/kWh in Arizona. Energy prices are state or PADD-region grain, not city-specific.

EIA energy prices, Nevada vs Arizona
Measure Las Vegas (NV) Phoenix (AZ) Difference
Residential electricity 14.4¢/kWh 16¢/kWh −1.7
Residential natural gas 9.29 $/Mcf 17.73 $/Mcf −8.44
Retail gasoline 5.75 $/gal 5.75 $/gal 0

Electricity & natural gas: EIA state-grain residential prices. Gasoline: EIA PADD 5 (West Coast) vs PADD 5 (West Coast) (PADD-region grain).

What does groceries cost in Las Vegas vs Phoenix?

A USDA Low-Cost food plan for a family of four is about $1,088 a month nationally; the plan value is a national figure, while local price differences show up through the RPP-adjusted budget above.

USDA food plan (national), reference for Las Vegas, NV and Phoenix, AZ
USDA plan (family of 4, monthly) Las Vegas Phoenix
Thrifty plan$996$996
Low-cost plan$1,088$1,088
Moderate plan$1,341$1,341

USDA Cost of Food Plans, July 2025. National grain — identical for every city; the family budget applies each state’s RPP for local context.

Go deeper on Las Vegas and Phoenix

Sources

Every figure above traces to an official federal or state source, shown with its vintage and geographic grain. Cost-of-living measures are not combined into one composite score. See the cost-of-living methodology.