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Cost of living compare

Portland vs Seattle cost of living

Portland vs Seattle cost of living, compared metric by metric: BEA regional price parity, HUD rent, USDA food, energy, and state and local taxes. Each row keeps its own source grain and vintage — there is no single blended “cost of living score,” because these measures are published at different geographic grains.

30% moremodeled gross income for the same illustrative four-person spending scenario in Seattle than in Portland

Illustrative scenario: $191,078/yr in Seattle vs $146,871/yr in Portland; unverified local tax excluded where applicable

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Scenarios with unverified local income tax exclude that unknown cost. These amounts are not tax-inclusive needs estimates.

Four-person spending scenarios in Portland and Seattle

The illustrative four-person scenarios correspond to modeled gross incomes of $146,871 a year in Portland and $191,078 a year in Seattle. See the assumptions and exclusions. The bars show the included components, not a minimum adequate income.

Portland, OR

Housing
$2,880/mo24%

HUD SAFMR FY2026, ZIP 97212, 3BR

Childcare
$2,209/mo18%

County-level, 2022 federal childcare survey (DOL NDCP), inflation-adjusted

Net taxes after credits
$2,782/mo23%

Federal + FICA + state + verified local tax, MFJ; EITC/CTC applied

Food
$1,086/mo9%

USDA Low-Cost plan × state RPP

Transportation
$1,712/mo14%

BLS CEX × state RPP goods

Everything else
$1,570/mo13%

Health OOP + internet/cell + other necessities + civic

Total
$12,239/mo · $146,871/yr

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Seattle, WA

Housing
$4,890/mo31%

HUD SAFMR FY2026, ZIP 98121, 3BR

Childcare
$3,671/mo23%

County-level, 2022 federal childcare survey (DOL NDCP), inflation-adjusted

Net taxes after credits
$2,883/mo18%

Federal + FICA + state, MFJ; unverified local income tax excluded; EITC/CTC applied

Food
$1,145/mo7%

USDA Low-Cost plan × state RPP

Transportation
$1,692/mo11%

BLS CEX × state RPP goods

Everything else
$1,643/mo10%

Health OOP + internet/cell + other necessities + civic

Total
$15,923/mo · $191,078/yr

CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08)

Monthly family-of-four budget components, Portland, OR vs Seattle, WA
ComponentPortlandSeattlePortland − Seattle
Housing$2,880$4,890−$2,010
Childcare$2,209$3,671−$1,462
Net taxes after credits$2,782$2,883−$101
Food$1,086$1,145−$59
Transportation$1,712$1,692+$20
Everything else$1,570$1,643−$73
Total per month$12,239$15,923−$3,684

Household Budget Benchmark, family of four (2 adults, 2 children), 3-bedroom. Housing uses HUD Fair Market Rent (ZIP SAFMR where available); other rows are federal series adjusted by state-grain BEA price parities. CEX 2024 · FMR FY2026 · USDA 2026 · RPP 2024 · TY2026 · NDCP 2022 (CPI-inflated to 2026-M08).

Which city has higher prices, Portland or Seattle?

BEA Regional Price Parities put overall prices at 105.4 in Portland and 111.1 in Seattle, where the U.S. average is 100. RPP is a regional index shown at each city’s BEA grain, not a city-precise price tag.

BEA Regional Price Parities (U.S. = 100), Portland, OR vs Seattle, WA
RPP componentPortlandSeattlePortland − Seattle
All items105.4111.1−5.7
Goods105.2104.0+1.2
Rents125.1151.3−26.2
Utilities107.092.8+14.2
Other services100.1106.8−6.7

Portland: Portland-Vancouver-Hillsboro, OR-WA metro area · reference year 2024. Seattle: Seattle-Tacoma-Bellevue, WA metro area · reference year 2024.

How much is rent in Portland vs Seattle?

HUD sets the 2-bedroom Fair Market Rent at $1,922 in Portland and $2,501 in Seattle for HUD fiscal year 2026.

HUD Fair Market Rent, Portland, OR vs Seattle, WA
BedroomsPortlandSeattlePortland − Seattle
1-BR FMR$1,677$2,146−$469
2-BR FMR$1,922$2,501−$579
3-BR FMR$2,619$3,272−$653

Portland: Portland-Vancouver-Hillsboro, OR-WA MSA. Seattle: Seattle-Bellevue, WA HUD Metro FMR Area. HUD FY2026 40th-percentile gross rents.

Are taxes higher in Portland or Seattle?

Combined state and local sales tax is about 0% in Oregon and 9.51% in Washington. These are state and local figures.

State and local taxes, Oregon vs Washington
MeasurePortland (OR)Seattle (WA)Difference
Combined sales tax rate0%9.51%−9.5 pts
Top state income tax rate9.9%None+9.9 pts
State and local tax collections per resident$6,777$7,696−$919

Sales & income tax rates: state statutes / DOR schedules, TY2026. Collections per resident: Census Annual Survey of State & Local Government Finances, FY2024. State totals include local governments. Differences are descriptive. Combined tax-category sampling covariance is unavailable, so no statistical-significance claim is made.

Are utilities and gas cheaper in Portland or Seattle?

Residential electricity runs about 14.6¢/kWh in Oregon and 14.1¢/kWh in Washington. Energy prices are state or PADD-region grain, not city-specific.

EIA energy prices, Oregon vs Washington
MeasurePortland (OR)Seattle (WA)Difference
Residential electricity14.6¢/kWh14.1¢/kWh+0.5
Residential natural gas14.41 $/Mcf17.32 $/Mcf−2.91
Retail gasoline5.75 $/gal5.75 $/gal0

Electricity & natural gas: EIA state-grain residential prices. Gasoline: EIA PADD 5 (West Coast) vs PADD 5 (West Coast) (PADD-region grain).

What does groceries cost in Portland vs Seattle?

A USDA Low-Cost food plan for a family of four is about $1,122 a month nationally; the plan value is a national figure, while local price differences show up through the RPP-adjusted budget above.

USDA food plan (national), reference for Portland, OR and Seattle, WA
USDA plan (family of 4, monthly)PortlandSeattle
Thrifty plan$1,018$1,018
Low-cost plan$1,122$1,122
Moderate plan$1,387$1,387

USDA Cost of Food Plans, May 2026. National grain — identical for every city; the family budget applies each state’s RPP for local context.

Go deeper on Portland and Seattle

Sources

Every figure above traces to an official federal or state source, shown with its vintage and geographic grain. Cost-of-living measures are not combined into one composite score. See the cost-of-living methodology.